Roth IRA for a student loan? 
As I understand, there is a penalty for early withdrawals but the penalty can be waived if the distributions are used to pay education expenses. And I ...

Excess contributions to my Roth IRA... 
In Nov 2009, I invested $5,000 into my Roth IRA account. However, I didn’t work last year so I didn’t have any income. Did I make excess contributions?...

Traditional or Roth IRA for a part-time worker? 
I work part-time and earn just $8,000 a year. I don’t have any retirement account yet. In fact, I don’t like to invest money and take risks. However, my ...

Can I transfer my annuity to a Roth IRA? 
Do you have any answer??

Can I contribute to a traditional IRA and Roth IRA at the same year? 
I’m 34 years old and I have both a traditional IRA and a Roth IRA. I don’t remember when I opened the each account but I didn’t make any contribution after ...

traditional ira vs roth ira… 
I quit my job few days ago and I have some money in my 401k account. I want to open an IRA account to transfer my 401k money. And which IRA should I choose?...

When can I take my money out of a Roth IRA? 
I’m 30 years old and considering to start a Roth IRA. Is there any 59 1/2 rule like a traditional IRA?

Can I use a Roth IRA like a savings account? 
I heard about a Roth IRA a lot but I don’t know how it works exactly. What happen if I take out some money from it? After I use it, can I put it back to ...

Where should I open a Roth IRA? 
Are there any differences between providers when starting a Roth IRA account?

Do I need to report Roth IRA contributions in my tax return? 
I already filed my 2009 tax return using free online filing service. However, I didn't put any information about Roth IRA contributions in tax return because ...